Employment verification because of late payments??

Hi Brohigham
Since you have been late with your payments, the creditors may not agree to come to a repayment plan unless they are sure that you will continue paying off the debt in time after the account is made current. So, you can provide them with your employment details, but make sure that you do not disclose any confidential information such as your social security number or your credit card number to the creditors.

I wouldn't provide them with any income or job verification.

Are you telling me that you have money to pay them on an outstanding loan, but they won't accept it? I'd call their bluff.

Now if it's a significant modification to an existing loan, or you are asking for a lower rate, etc... then I can see why they'd need to ask for income/job verification to get an approval.

But to simply accept a payment on a current loan, no way. Tell them you have the money to make the payment but aren't willing to go through their red tape.