I posted this in another area but thought it'd be better here....
I'm interested in exploring a loan to help me remove some debt from my radar. I also am interested in trying to get a boost to help cover a security deposit for an apartment. I'm confident in my ability to repay, but not so confident with my credit situation. I don't really know how to go about getting these loans or even investigating them, so please let me know any information. I have an account but can't log in. If you'd rather me private message you, let me know. Thanks, and please help if you can.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.