I need a loan. no one will help me due to poor credit.

Your asking for a loan strongever, believe me, I can understand why. But you are really asking for more debt, think about it. Your going to use this loan, if you get one, to pay off your debt, and then you still have debt due to the loan that you just got for longer and most people like me after they get this loan to pay off your payday loan just get back into debt and then they have another bill to pay on top of it. Try it this way, get a debt consolidation or settlement company to do that and it is not a loan and sometimes you can pay back less than your debts are over time. Click on the "free consultation" button that is just to the right of this post where they can show you how to do this. Thanks and welcome to the site.

Please listen to him, for he is telling you the truth. :)

Stong, you don't want to create debt to pay for debt. I did that & I'm in a mess now. Listen to Luke & get a free consultation.

Tell us more about the debts you have. If they Pay-Day Loans, where do you live, are they store front or internet & the companies they are with?

We can ceryainly help you with your situation. As far as your payday loans, many of us have been in the same place, that you are. We will need to know who you have loans with, the amount that you have borrowed from each.The total paid back to each. Please add fees and principle to get one total for each lender. we will need to know if your loans are store front or internet , as they are handled differently. As soon as you post the state that you reside in, I will post the laws for your state , and then we can get started.

strong- you said you had a bad credit card? If you are behind on this, you can call them and ask them to lower or drop your interest so you can get them paid back, many have a hardship-type of program.

Feel free to ask questions- we are here to help-and have been there!!..KAren