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Is there any grace period for a personal loan?

Submitted by Harry.kots on Mon, 02/04/2019 - 22:18

Is there any grace period for a personal loan? Is it mentioned in the agreement or it is a verbal agreement

Usually, the creditors don't report it if you make the payments within 2-3 days time. But, that also depends on the creditor if it's not mentioned in the loan agreement.
So, it is always better to make the required payments within the time.

Submitted by Craigh.terry on Tue, 02/05/2019 - 23:19


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Check out the loan agreement. If there is a grace period on your loan, then it will be mentioned there. For instance, if the grace period on your personal loan is 15 days, then you won't be charged a late fee if you make payments during this time. It wouldn't be reported on credit report also.

Submitted by ditchdebt on Tue, 02/05/2019 - 22:44


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Submitted by on Sun, 10/08/2023 - 19:03

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Submitted by on Tue, 10/17/2023 - 15:32

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Submitted by on Tue, 10/17/2023 - 16:27

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