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Sorry for posting again! I forgot to mention that my husband and I signed papers for a Home Saver Program. Countrywide says they are not aware of this program even though the offer came on their letterhead. We were told it was from Fannie Mae but I can't find any information on it. Stupid me, can't find anything in my files either....I am thinking it may have been part of the papers destroyed when a storm flooded my basement. UGH. I can find the cover letter but not a copy of what we signed. I can just enter into another program but it seems as though no one has heard of this program when I inquire. Has anyone here heard of it?




Hello. I just got a letter in the mail from my mortgage company and so I researched the program. Here is a link that might help you understand the program a little better.
htt p://www.mortgagenewsdaily.com/372008_HomeSaver_Advance.asp
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Sub: #1 posted on Thu, 10/23/2008 - 13:25

mi_nyc_girl_ mi_nyc_girl_

(Posts: 2 | Credits: )

Go to the Countrywide web page. There are details about another program for people facing foreclosure.

Sub: #2 posted on Fri, 10/24/2008 - 06:08

SOAPLADY SOAPLADY
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(Posts: 17272 | Credits: )

Yes and I also was "approved" for this program> now they are telling me after 4 months of being enrolled that I was denied and they are taking my house in 25 days

Sub: #3 posted on Wed, 02/18/2009 - 15:49

Unregistered


I'm surprised. A lot of mortgage companies have temporarily suspended foreclosures while waiting for more clarification on how the government assistance program will work to help people stay in their homes.

Did you make payments while being "enrolled" and were you timely with them? Do you have a signed document for this program? I'm not familiar with it, but if you were in the program for four months and can prove it, you probably have a good basis for a lawsuit.

You might also call Countrywide/BofA directly as the lenders are all trying to do modifications on loans, so their willingness to work with you may have changed from what was happening four months ago.

Sub: #4 posted on Wed, 02/18/2009 - 17:20

ball_mich ball_mich

(Posts: 360 | Credits: )

I as well entered into a home saver advance program thru, what I believed to have been Countrywide's program. But they also told me that they were not aware of the program. Fannie Mae doesn't seem to know anything about it either. I can't seem to find the info. I had on it, and would like to make the payments, but I don't have the paperwork, nor am I sent any paperwork. Is there a contact name and number that anybody's aware of? :?

Sub: #5 posted on Thu, 02/19/2009 - 09:51

Unregistered


google homesavers advance
the top three pGES GIVE YOU CONTACT

Sub: #6 posted on Thu, 02/26/2009 - 05:06

Unregistered


what state are you in? are you scheduled for sale yet? the foreclosure process can be pretty lenghty

Sub: #7 posted on Wed, 03/25/2009 - 13:19

bea2ls bea2ls
Moderators
(Posts: 3840 | Credits: )

There are no programs out there unless they are from a government agency of reputable investors like FMNA. Watchout check with your mortgage company first before you have a third party help you. Lots of times you will not need a third party they are just like a middle man and they know just as much as you.

Sub: #8 posted on Sat, 05/09/2009 - 12:17

Unregistered


I have called Countrywide/BofA four or five times, and each time I call I get a new person who gives me a conflicting resolution to the last person. Even worse, two of those who answered my calls told me to purposefully not make a payment and 'wait to see what I qualify for next month'. Background: my husband had significant medical bills and we are trying to pay them off, so we requested a modification program. The only options they will give us are to not pay for 3 months then repay in a lump sum at the end. If I had the lump sum I would simply pay the medical bills and not mess with Countrywide at all. There just seems to be no relief for those of us who have tried to do the 'right' thing and now are struggling.

Sub: #9 posted on Wed, 05/13/2009 - 08:46

Unregistered


I hear this alot. It's a common thing with Countrywide. Question. Are you behind now? Do you have an FHA loan?

Sub: #10 posted on Wed, 05/13/2009 - 10:31

sassy_lil_brandy sassy_lil_brandy

(Posts: 479 | Credits: )

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