Can you modify a home loan that was included in bankruptcy?
Date: Fri, 05/08/2009 08:20
I have been searching the web and trying to get my second mortgage through Ditech modified after our bankruptcy but no one will talk to us. They say they can't because of the bankruptcy.
I am not understanding why. I am still in my home and trying to pay on one less salery. It is a whopping 11% on this second mortgage. What happens if we fall behind. What can they do to our home seeing as they are a secondary and the house isnt even worth the price of the original home loan? Can they kick us out or put a lien on the home until its paid? I am lost. I just want it modified so that I can pay it but no one seems to know what I am talking about or want to discuss it iwth me.
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