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I have never been late on a mortgage payment, I have 9 years left until my house is paid for, however, I had a line of credit for around $15,000 that I am not able to pay completely off this coming January 2013. They had me fill out an application over the phone and say this amount with my current mortgage will be combined at a lower interest rate for 20 years. I didn't think I could loose my house over $15,000 I just thought they would probably attach a lien on it, does this sound right?




Did you take out the LoC with your mortgage lender or a different lender?

Sub: #1 posted on Sun, 10/28/2012 - 23:48

Steve Barris Steve Barris

(Posts: 1045 | Credits: )

The whole thing sounds fishy. I don't think it is a wise idea to combine this loan with your mortgage.

Sub: #2 posted on Mon, 10/29/2012 - 00:33

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