Is it possible to get a loan if there's a judgment in my credit report but I have paid it back?

I think you can get a loan. But make sure, the interest rate is affordable.

Hello Chrims!

Yes, you can obtain a loan from any credit lender. But the lender may hesitate to give you the loan amount on a lower interest rate as there is a little blot on your credit report.

Hey Chrims! A judgment on your credit report will have an adverse effect on it. It doesn't matter whether or not you have paid it off. However, according to the Fair Credit Reporting Act (FCRA), a judgment is likely gonna be removed from your credit report after 7 years or after the statute of limitations have passed for that debt, whichever is longer.
During this time, some creditors can take advantage of your situation like offering you a credit card with an incessantly high-interest rate! So, check whether or not the interest rate is affordable. Otherwise, if possible, take out a secured credit card.