We have rented our house for 2 years in October. Our landlord had mentioned that he would like to sell us the house. He doesn't want to to rent to own or any programs like that. We had filed bankruptcy and it was discharged in Nov. of 2009. Since then we have been late on some car payments and credit cards. I work for a bank and was told that I would have to have spotless credit since the bankruptcy to qualify. Our credit scores are about 480 now. Is there anything that we can do to buy this house?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.