Help a Newbie
Date: Sat, 04/18/2009 - 16:40
I am current on all my cards but owe 21K to Citibank, 6k to Chase, & 2K to Discover. Because of a job change from me, job loss, and birth of a child from my wife, we can't continue to make the payments on the CCs & the mortgage....What do I do??? I don't want to file BK, and I am also worried about a lien on the house...
Check out this website: naca.com This is a non-profit comp
Check out this website:
naca.com
This is a non-profit company that can re-negotiate your mortgage payments with your current note holder. Two of my friends did it and their payments were lowered by several hundred $ a month.
Whatever you do, do not stop paying your mortgage! Screw the CC'
Whatever you do, do not stop paying your mortgage! Screw the CC's let them go.
Can the CC take the home?
or garnish wages? I live in NC, and from my reading I don't think they can garnish wages. Should I call the CC first or just stop paying and wait for them to contact?