Ocwen Foreclosure/Loan Mod
Ok. You need to immediatly hire a loan mod attorney!!!! This is very common for Ocwen. Here is what you can expect with a loan mod attorney. They will get everything in writing and it will be a legal binding contract.
I sent you a PM.
Make sure you understand the process of loan modification before you call your lender, remember thy are not your friends. Get informed first and use a third party that understands the process.
http://wwwyour e-mail is gone.com.[samebox:e9ce880922="paulmergel"]i will delete the solicitory e-mail on all of your posts.[/samebox:e9ce880922]
I got my loan mod via Ocwen. Funny how they had 4 months to get stuff together and they gave me 4 days to get a $1550 deposit together... but I'll take it. Lol.
Yes you need to get a lawyer for you to know all this staff. its hassle free when we hired a lawyer month ago I got my loan modification through the assistance of Atty Marc Tow. try his service towlawbankruptcy. com
I am going through the same process ,herlp!!!!!!!!!!!!!
Okay, good news. I managed to get my loan mod. What I found out is that you REALLY have to stay on top of Ocwen. If they say call back in 5 days, call back in 3.
Also, if they are really taking a long time and being generally unhelpful, I found that the quickest way to get a response is to complain to the consumer ombudsman. There is a link on the Ocwen customers website to e-mail the ombudsman. USE IT!
Every time I was lied to about when my mod would be finished I complained. Every time they asked me for documents I already sent, I complained. Each time within 5 days I had an AMERICAN call me back. So at least I could understand what he was saying. He was a very nice guy who told me exactly what I needed to say and/or do to get things done.
In July I sent in my deposit and got started on my loan mod. I had a 2 month probation period. I had to pay August and September on time. I did that. And now my loan is considered current and my new interest rate is 4.707%.
I got a letter in the mail yesterday from the attorney's that were suing on behalf of Ocwen, letting me know that the judgment was dismissed and I no longer have to worry about foreclosure.
So, it can be done, just keep after them! :D
I too have been dealing with Ocwen since 2010. They are very difficult to deal with. They gave me a signed "Executed Modification Agreement" and kept telling me to make the new payments, that my loan was modified. Then they later said that my modification is rescinded and i owed over $20,000.00. They forced me to file bankruptcy. I have now contacted a loan mod attorney who has filed a complaint with the US Treasury. Don't back down and I agree, keep on top of them. They should be held accountable for what they are doing. How can you mess with people's lives...
I have also been trying to get a loan modification I explained to Ocwen why I fell behind. That I had recently went through a divorce and my father who was helping had past away a couple of months ago :( I am really trying hard to get the mod done but Ocwen takes to long and is true they keep saying call back in 5 days, check with us in a week OMG!!! really!!!