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After qualifying for a loan with a specific T&C, how long does the offer stay valid?

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After qualifying for a loan with a specific T&C, how long does the offer stay valid?




Barbara - Is it applicable for a personal loan or a home equity loan too?

Sub: #1 posted on Sat, 08/11/2018 - 03:16

Nick Jonas Nick Jonas

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Read the terms and conditions carefully You can ask about it to the lender. Because, it varies by the type of loans and the company.

Sub: #2 posted on Sat, 08/11/2018 - 04:53

sanderspatricia29 sanderspatricia29

(Posts: 824 | Credits: )

It should be mentioned in the written document. That's why I always feel to read the documents carefully.

Sub: #3 posted on Wed, 08/15/2018 - 23:52

Mabelle Page Mabelle Page

(Posts: 177 | Credits: )

Pre-qualification has no specific time limit. It totally depends on your lender. Whereas pre-approval is normally stay valid for 60 to 90 days. You can update the time by re-verifying few documents.

Sub: #4 posted on Thu, 08/16/2018 - 00:43

Barbara Delinsky Barbara Delinsky

(Posts: 344 | Credits: )

Hi Nick,

Yes, it's applicable for home equity loan too...

Sub: #5 posted on Thu, 08/16/2018 - 01:41

Barbara Delinsky Barbara Delinsky

(Posts: 344 | Credits: )

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