is a loan a good idea for me?

here's my situation:
i'm only 21 and already swimming in debt. What's worse is i have no money to pay even the smallest of bills, and my credit cards and overdrafted bank accounts continue to pile on the late and nsf fees. i have 4 credit cards, and one auto loan totaling 3,500 in cc debt, and 17,000 on my auto loan.

the minimum payments on my CCs are 300, 450, 250, and 33.

i'm behind two months on my auto loan wich would be about 900 to bring it current.

i just moved to a bigger city in with my aunt who is letting me stay rent-free so i can find a better job and get back on my own feet.
i currently have 200 in-pocket and just about to start a new job wich will bring only about 500 per week.

i had my car reposessed earlier this year and i was lucky enough to have my parents help me retrieve it the very same day, and avoided the shame and emberassment of having a repo tacked on to my credit report.

the problem now is that i desperately want to catch up on my car loan but i have absolutely no money to do so, and i can't reach out to my parents again mostly because i feel ashamed, but also because even if they wanted to help, they cant now that they are going through a divorce.

Do you guys recommend i get PDL to try and catch up? or should i put my tail between my legs and ask my parents for the help? my dad already warned that if this happens again, i have to sell my car. wich i cant do since my job is 30miles from where and the public transportation systems don't reach my jobplace.

Any advise?