Need a Loan......but credit is not great

wssu -

I understand your situation. I would give you just a couple words of advice. Don't be tempted to take out more Payday Loans - they are a trap of the worst kind. Also, don't try to contact anyone who posts on this site offering a quick/easy loan, even with bad credit - those offers are in violation of our site rules, and are scams.

Can you borrow from friends/family to get by until things get better?

wassu, we can't name any company as in debtcc we try to help people to get out of the debt trap and not to sink in it. I empathize with your situation, when you start falling back with your payment schedule and the pressure continues mounting with the harassing calls from the creditors, we all look for the easy way out i.e. taking another loan to pay-off the old ones. But my friend, thats the slickest way to fall a prey to the pdl loan sharks.

Listen to TWEETY...some good advice there. You MAY think you're 'getting ahead' with PDL's, but, when the time comes for the Debits to come out, you find that you're in 'more of a spot' than before. PDL fees are REALLY high and it's very difficult to 'get out from under' them.

Thank you for the advice.........I am going to try to work something out with the creditors.

wssu - I'm so glad to hear you're going that route, rather than going deeper into debt with another loan!

Please come back and keep us posted on your progress, and let us know if you have any questions along the way!