Can I use credit card to repay HELOC and then consolidate the CC debt?
How much do you owe on HELOC? If you ask me, it's a terrible idea. If you owe a huge amount on HELOC, then can you imagine how much debt you'll incur on your credit cards? The interest rate on a credit card is huge. So your debt amount will be gigantic. Consider refinancing your HELOC.
Absolutely not, it's a bad idea. You jsut can not use your credit card to pay for the HELOC. The interest rate of a credit card is too high, and so as the amount of HELOC.
Refinancing is a better idea, go for it.