Cosigner name

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A co-signer can remove his/her name from the loan only when the lender has agreed to do so. In most cases, it has been seen that lenders/creditors don't agree to remove the name of the co-signer from the loan unless it has been repaid.

If a cosigner wants to remove his or her name from the mortgage, then he or she should ask the primary borrower to refinance the mortgage in his or her name. Once the primary borrower does so, the cosigner is released of his or her liabilities toward the mortgage.