I have a question about second mortgages.
Our second mortgage, through GMAC, carried a balance of 22,000 and we began paying after our Chapter 13 discharge.
That company went through some type of reorganization. Last week, we got a letter from OCWEN saying they now serviced the loand and it listed a balance of 32,000. Yesterday we got ANOTHER letter saying OCWEN was now servicing it for a company called RFC Home Equity and it had a balance of 49,000.
As you can see - our balance has more than doubled and I don't know why. I want to dispute the debt (or tell them they can take the house for Lord's sake), but am wondering if anyone has any idea why this would be going on??