ItÃ¢â‚¬â„¢s time to announce another community member into the prestigious Hall of Fame section. We are very happy to see Morningstarr430 becoming such a valued member of the forums. Thanks to Morningstarr430 for sticking around and helping others escape the payday loan trap!
Please vote for Morningstarr430 into the Hall of Fame section. She needs at least 10 yes votes from this group before she joins other members into the prestigious segment. Congrats Morningstarr430, you deserve it! :D
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.