ID Theft - unable to qualify for decent employment

Hi EDC,

Welcome to the forums. If information is removed from your credit report, it should not appear again.

Explain this matter to the credit bureau after you have compared the reports from the other two bureaus also. I hope it should get fixed positively.

Regards
Roxette

So, I contact CRA's and resubmit the info again?
Thanks

EDC

Do you have any proof of your efforts made to clear this error in the past?

If you have a proof, your approach towards them will be stronger.

Regards
Roxette

I've sent affadivit of fraud (suggested by a lawyer) police report, proof of address, dispute letters,certified mail, fedex etc. which worked only temporarily. Currently can't afford attorney

I think, this is enough to give you results up to your satisfaction.

If you don't hear from them, you can send a follow up letter after 30 days with the copies you already sent this time. Send a copy of it to the FTC also.

Lastly, there is a provision of adding 100 word statement in your credit file. Explain the whole situation so that the future lenders get a clean view of your credit file.

Regards
Roxette

When doing any Correspondence with any creditor, collection agency or credit reporting agency make sure that you send your letter with a return receipt request. It may cost a little more, but in the long run it will be worth it!! Remember to save them tho.