Ameriloan/Pinion Management

I've been reading about some types of issues people have had with ameriloan and Pinion Management... I wish I knew all of this stuff before I got the loan! I got a loan from Ameriloan this past summer. I had some bank account issues and it caused one of my payments to Ameriloan to bounce. Several days later, I called them to ask for their Western Union information (I closed my bank account completely after the issues I had)and asked for my balance. I paid the balance ($195) that day through Western Union. Once it was paid I called them and emailed them as well with the amount paid and the western union confirmation number. That was in early August.... Everything was going just dandy when I get a phone call from Pinion Management in November saying that I still owe money. I told the fellow that it was paid and he said he'd look into it. I don't hear anything again for a month and get another phone call saying it needed to be paid. I faxed him the information I had including the western union receipt. They call me again a couple of weeks after that and say I still owe it - frustrated I send the fax again and call the guy again to verify he received it. He did and said it was being researched through a different department. I just received another call today and the girl said that I still owe money. I told her everything I had done to that point and she said that they received the Western Union Payment - but that was for the bounced check fees. First -it only bounced once. NO WAY any fees would be 195 worth. 2nd - I called before I made the payment to verify how much I owed. What they told me is what I paid. Anyway, after I told this girl that -the line went dead.

HOW do I get these people off of my back? After reading all of the horror stories about these people I'm so thankful that I closed the bank account I had when I got the loan. I'm sure they'd still be trying to withdrawal money after I paid them off.