Now we have an e mail that going around seeminly from the IRS. In this area,at least, people are getting an e mail from the IRS-looks really authentic,and when you click on it,look more authentic. It states that you are owed a refund of sorts for x amount,you click on the form to get it,and surprise! This form wants you ss number,any credit card info,etc.This one lady here did that and then later only wondered how the IRS got her e mail and why they didn't already know her ss number.Course,it's all a scam to get your personal id info. If you get this,DELETE-the IRS won't e mail you,but send you a letter. Just passing along what the crooks are up to now!...Karen :D
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.