Go to this website for a refund. Apparently they will refund you your money within 10 days. Be very careful applying for payday loans, some of these websites use third party information to get your personal information and debit your account.
My suggestion if you should become a victim of Secret Cash Card, when you receive your refund check, go to a check cashing location instead of depositing in your bank. I havent read about anyone who had issues cashing through the bank BUT with all the scams flying around i would want to be on the safe side. To read more about this fraudulent company, go to www.bbb.org or secretcashcard.com or google secret cash card. It will lead you back to forums posted HERE by victims of this company. The refund website is listed below.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.