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Here is the situation ~ my brother is going through a divorce. He is pretty sure his ex is constantly checking his credit report because of comments she makes about things that she should not have any knowlege of. He is needing to find out how he can see if she is doing it or not. He has already tried contacting all 3 credit bureaus, but cannot get a live person to talk to. He has sent letters explaining what he thought was going on and all he gets back is his report has got a watch on it. He is pretty sure she is doing this online, but he needs to get proof some how so he can go after her for this. After being married for 6 years, she has all his personal information. He says he wants to get it stopped, but is just having a hard time. We even called the SS Administration and there was told there was othing they could do.




Is there any fraudulent activity in your brother's credit done by his ex? I guess, then only you can notify the bureaus about the identity theft and ask the SSA to change his SSN#. Then want to see hard proof of something fishy that happened to your identity.

Sub: #1 posted on Fri, 02/16/2007 - 13:06

Steg Steg

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She doesn't seem to be using his ss number for anything other than to keep track of what he is doing and what his credit report is showing, at least so far anyway. He is just trying to prove that she is doing this and getting his report by pretending to be him. Funny thing is, both their first names are practically the same. If she takes a few letter off her first name, it is his first name. He has been trying to get a hold of the companies to see how many times "he" has looked at his report, how it was paid for, and where it was mailed/emailed to and he just cannot seem to get a hold of someone at any of the places to talk to them. He said he is tired of her butting into his business, especially when it comes to his credit report, which he says is none of her business.

Sub: #2 posted on Fri, 02/16/2007 - 13:57

2nband 2nband
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She has no rights to check your brother's personal info. Ask your brother to talk with his ex. She is not supposed to peep into your brother's personal life anymore.

Sub: #3 posted on Fri, 02/16/2007 - 15:08

Steg Steg

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Oh, she knows this alright and he has spoken to her about it, but she denies that she is doing this so now he is trying to prove that she is doing this. He said the last time his credit report was pulled was when he was in the process of buying his house and not since. He said that he has not requested a copy of his credit report or anything like that, so any requests are by someone else and he said he sure wouldn't request it online. He thinks if he can get a hold of the credit reporting agencies that they should be able to tell him if it has been pulled, how it was paid for, and where it was sent either by regular mail or email. I don't think that it will show on his report if one trys to pull it personally, only if you are applying for credit. I have been trying to find information on the internet on how he could find out and thought I would mention it here too to see if anyone had any ideas on how he could do this.

Sub: #4 posted on Fri, 02/16/2007 - 15:33

2nband 2nband
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Maybe, you can ask your brother to file a complaint with the local sheriff in your area. They will do the investigation on her and the affidavit given by the police can be used for getting answers from the CRA.

Sub: #5 posted on Fri, 02/16/2007 - 15:41

Steg Steg

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Also, most of the decent credit monitoring packages alert you every time your credit report has been accessed. I'm not sure if they tell you who accessed them, but some might. It would cost him money each month, but it might be worth it to catch his ex. I had signed up for one a few years ago for the free credit report and forgot to cancel. I got an email every time someone checked my credit report. If I remember correctly, the one I was with did say where the inquiry came from. I think it was freecreditreport.com, but I'm not positive. He should do a google search for credit monitoring and call the companies to see how much info they give you for the price . . . . .

Sub: #6 posted on Thu, 02/22/2007 - 07:02

goudah2424 goudah2424

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I recently viewed a copy of my credit report online through Experian. Now I could be mistaken, however, I swear there was a section detailing each time my CR was pulled by 3rd parties, AND a section detailing the times I pulled my own CR.

Sub: #7 posted on Thu, 02/22/2007 - 07:11

Morningstar Morningstar

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I believe he put a flag on his credit report, but not sure who he went through because he said something about it costing him a little bit of money. I just can't believe that the TransUnion, Equifax, or Experian cannot tell him when his credit report was pulled, even if it were for personal use or whether or not the report was paid for with a credit card or where if the report was sent via email or USPS. He is getting very frustrated and evidently there is more stuff going on....having to do with his bank account, which the bank is investigating. I know he is very careful not to give any information out to anyone, but he has a feeling this also has to do with his ex, so we will see. I will mention to him about maybe pulling his own credit report from all 3 places and seeing if it shows anything.

Sub: #8 posted on Thu, 02/22/2007 - 07:39

2nband 2nband
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If he really feels his ex is behind all this he really needs to go to the police and file a report . . . . She may be on her way to stealing his identity and doing serious damage to his credit. Although she may not have done anything like that yet, the possibility is too great. He may also want to consider hiring an attorney. They could advise him on how to best proceed with changing his ss# and other info so that she cannot do this.

Sub: #9 posted on Thu, 02/22/2007 - 08:10

goudah2424 goudah2424

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Call each credit bureau and place fraud alert in his file. If your state allows,inform each bureau you are placing a security freeze on files too. Next he needs to do as he was instructed and file charges with police. If she is pulling there will be a notation on his report under inquiry section that gives record of who pulled and date it was done.

Sub: #10 posted on Thu, 02/22/2007 - 08:40

cajunbulldog cajunbulldog
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