Hopefully, this topic being stickied will help all of you that have found yourself here. The companies is this thread have been discussed and rediscussed more times than I want to think or care to discuss any further. Forgive my yelling that starts now:
THIS WEBSITE IS NOT AFFILIATED WITH SECRET CASH CARD OR QUICK CARD SERVICE. IF YOU HAVE BEEN DEBITED BY EITHER OF THIS COMPANIES, YOU WILL NEED TO VISIT THEIR WEBSITES TO REQUEST A REFUND. POSTING YOUR PERSONAL INFORMATION HERE WILL GAIN YOU NOTHING - NO REFUND, NO CRIMINAL CHARGES AGAINST THEM, NO PERSONAL RETRIBUTION.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.