grandson in college

Go to http://www.ftc.gov/bcp/edu/microsites/idtheft/ and read all the info on IDT. Follwo the steps outlined there: FTC IDT Affadavit, Police Report, letters to OC's, CA's and CRA's. You will need to send the IDT Affadavit, Police report and proof of ID in the form of DL, SS or utility bill to the credit reporting agencies in order for them to accept that he is the consumer. You will also need him to pull a copy of his credit reports from all 3 CRA's at www.annualcreditreport.com He will need to identify any and all fraudulent accounts and inquiries. Once he has that info in the hands of the CRA's, they will place a fraud alert on his reports and they must permanently suppress any tradeline or inquiry that was opened as a result of IDT.