i am a member of the mortgage forum. sam helped me a lot to find out some mortgage related technical probs. i am from india. dunno if u guys can help me or not, still asking.
i read this forum often (thank god i did). just few days back i got a call and the person pretended to be from my credit card co. he had a good voice. he told me a wrong 16 digit no. and asked if it was mine. i said no. then he told "its not urs? then whats ur credt card no.?" as i was on my way to home, i requested him to call later. but then suddenly it came in my mind. why should i disclose my secret 16 dig no. to a third person? credit card scams are increasing in india...its time to beware.
thanks to this community, i have learned a lot about protecting privacy.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.