I was just contacted by Allied today at work and was asked to give them the last four of my social security number. Stupidly I gave it to them. They then said that I was not the person that they were looking for. We had the same last names but different first names. They then asked for my cell number so they can have it in their database to never call me again, and again I gave it to them. I was wondering if I should be worried about a possible case of identity theft.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.