I know I mentioned this somewhere else, probably in my PDL thread when I was opening a new account...
I was told I was flagged. There was something on my report. An account opened in Ohio (or something near there) under my SSN. The name was an odd one and the date reported was in Feb 2006. The name looked like a strange misspelling of someone I had dated briefly and the date was a couple of months or so after I stopped seeing them.
I went online and ordered a report. I just got it.
First of all they spelled my name wrong. I don't know what people's problems are. I did it online... how could they get it wrong? I can see how you might mistake an I for a J when handwritten but online?
Secondly, there was nothing on it! Only one thing in "inquiries initiated by consumer action"... So don't know what is up with that. Is it because of my misspelling? Going to call them later.... See what is up.
Anyone else had any thing strange on their Chex Systems report?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.