I've been using my computer for everything, including checking my and accounts and paying bills. A friend of mine told me that I had to be careful because you can get viruses and trojans that can actually find confidential personal ID information on your computer like SSN or credit card info, and send it to scammer who then can rip you off. Is this true?
What can be done about it?
I have an anti-virus program called Cyberdefender on my computer, is that enough protection?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.