I am posting for my parents who are having this very strange problem. For about a year they have been getting letters and phone calls from 'companies' such as BofA, Capital One, etc. saying they are attempting to open credit accounts under my fathers social security number but the address is incorrect. They request him to call and verify his information with them. When he calls, they pressure him into giving out his social security number to verify his identity. He tells them he has not applied for any credit with them and attempts to stop the process, to no avail. Some will argue with him.
I told them to call these companies using a phone number found on the companies website instead of the ones on the letters. When they do that, they talk to fraud dept which refuses to divulge any info (like whether they have even sent them a LETTER to begin with).
They have contacted the police but they have no info about what to do.
Can someone give us some insight as to what's going on and what we can do to stop this?
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Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
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