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I received a credit card offer in my mail yesterday. The offer is quite good. The company is charging very low interest rate on the card. The offer is valid for only 2 days. They have also mentioned the website where I have to create my account. I just need to give my bank details and Social Security Number to open the account. I told my father about this. But he is skeptical. He is saying that the offer is too good to be true. Now, I am confused. Who receives such good offers everyday? But my father also has a point. What should I do? Should I accept the offer? Is it case of scam or identity theft? Please advice.




I think you should check whether the company actually exists. A lot of scam companies make such kinds of offers to attract consumers.

Sub: #1 posted on Thu, 03/10/2011 - 03:17

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It could be a scam or it could be a bank in desperate need of revenue. Do some online research to see what others are saying about similar offers. Or, share the details with us including the terms and the name of the company so we can offer sound advice rather than conjecture.

Sub: #2 posted on Thu, 03/10/2011 - 05:58

OhioGal1 OhioGal1
Moderators Cum Industry Expert
(Posts: 5253 | Credits: )

Hi!
Welcome to the forums!

The offer is definitely good. But I don't think it will be a good idea to enter all the bank details and the Social security numbers without gathering information about the company. You can become a victim of identity theft if you are not careful. The scammers can steal your information to make money out of you without your knowledge. [URL="http://www.debtconsolidationcare.com/forums/../wiki/perso nal-finance/Avo..."][/URL]

Sub: #3 posted on Tue, 03/15/2011 - 03:46

Good Nelly Good Nelly
Industry Expert
(Posts: 2800 | Credits: )

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