hi everyone. I am a total wreck right now. i got a call from someone saying that they are with llc law firm in ny. the address they gave me was 3 court street, auburn ny 13021. this is the 2ns call since friday that i have received from them. someone called john myers told me that advance america cash advance was filing criminal charges against me for a bad electronic check. i told them that not only have i filed and recieved my bk discharge, advance america cashed my check and therefore was paid off. he went on to tell me that advance america owns several online payday loans companies an it was a federal charge and that i need to have my attorney call them back because they are filing criminal charges today and will be arrested tommorow. i called advance america, and was directed to their legal department, and of course the attorney that handles such things is out of the office until later this week. Has anyone else had experience with this? my first thought was scam but they knew all my informatioin and when i tried to ask if i could pay them to settle the case(i had no intention of this, but i wanted to see if they would jump at the chance to get some money) they said no, that i was going to jail and would lose my job and so on and so forth. i called the attorney generals office (both in ny and in my home state)and they said that they had no complaints against this company and had no way of telling if it was legitimate or not. everyone i call is giving me mixed messages and i just want someone who knows something about these people to guide me into the steps i need to take! help! im too much of a wimp to got to jail!
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