I have been a victim of id teft since 2005. ABC Warehouse has sent the bill of a furniture loan that does not belong to me, to Encore Receivable Management. I have repeadetly told them that this is a fraudulent account and to send it back to ABC Warehouse. ABC Warehouse is fully aware of this account, and I have documentation to prove it.
I have just receiveda call from Encore Sunday, February 15th, 2009, @ 8:45am.
Can someone tell me what my rights are?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.