This is the second time my checking account has been debted for something I did not authorize. The first time was Visa Homeland Card which cost me $159.00 back in May of this year. The second time was only yesterday July 10th for $54.95 from Ever Private Card. Both times it has put me in the RED; while living on a fixed income can be devastating.
There are so many crooks out waiting for helpless individuals like me. I know how both of these charges
accured. I applied for online loans both times, and I feel it has something to do with these loan companies. Both times I was refused the loan after I had put in my account information. I will starve to death before I go online for another pay day loan.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.