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i never knowingly signed for everprivate card

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i never knowingly signed for this everprivate card, and now they are trying to deduct my money,which i don't have, i tried for a loan and they got my checking account info. now i am facing overdraft charges,what can i do?

Go to your bank and make them dispute the debit with Ever private. Many others are complaining the same thing about this company.

Sub: #1 posted on Fri, 05/18/2007 - 15:46

fatb88 fatb88

(Posts: 218 | Credits: )

You can also try going to and there is a form to fill out to request a refund. From what I heard the phone number posted is disconnected.

You should also dispute the charges with your bank. They should credit to OD fees once they hear that the charge that started it all was fraudulant.

This ia a common thing that happens now when people apply for payday loans. There is a box that comes up and it looks like it's part of the application process for the loan. But it's really authorization for this company to debit the money. The pdl then transmits the bank account info you've provided them to ever private card and bam! You are out $49.95.

It's such a sad scam. Obviously if you are applying for a pdl you don't have $49.95 to just waste! This company causes so many overdrafts it's not even funny . . . . .

File complaints with your state's attorney general, BBB, police, anyone you can find to listen to you!

Sub: #2 posted on Mon, 05/21/2007 - 07:16

goudah2424 goudah2424

(Posts: 7935 | Credits: )

I have been scammed by an e-mail that was sent to my regarding a pre-approved payday loan which I never was approved for instead I was charged a 49.95 fee by this company which I never heard of before. I requested a refund of the 49.95 which i never authorized them to take from my account the mistake I made was to give them my bank information thinking I would be giving them the information needed to pay back the supposed loand which i wads never approved for. This is a real scam they have it set up so you think they are going to give you a loan but that is never their intention. Their sole purpose is to take people in need for what they hope to have they tried to take money from my account and It caused me an overdraft fee 0f $35.. after I went on line to their socall customer service site to aske for a refund. They tried to convince me that I gave them authorization to take my money. I know that the site which the Email took me to never mentioned taking a fee for their services.

Sub: #3 posted on Mon, 05/21/2007 - 12:58


[font=Georgia][/font][size=3][/size][color=DarkBlue][/c olor]I was applying for a payday loan on line, they said some one would contact me. they did from this number 484-784-4346 and when the man explained to me that they wanted to take a fee out of my checking account, I declined the services. I look at my account on line this morning and my account is overdrawn due to Ever private card deducting 54.95 out of my checking account. I called my bank and they said that there is nothing they can do because I gave my info via the internet. But like I told the man at the bank, I did not authorize for them to take this money out of my account. So he told me I would have to close my account. What else can I do? And they did not deposit any money into my checking acct.

Sub: #4 posted on Thu, 05/24/2007 - 08:16


Ever private card doesn't lend money, so when you said that you didn't want the loan, it wasn't ever private card that you were talking to. They don't call and warn you, beleive me!

Dispute the charge anyways at the bank!

Also, you can go to and fill out a form to request a refund.

Sub: #5 posted on Thu, 05/24/2007 - 11:36

goudah2424 goudah2424

(Posts: 7935 | Credits: )

i believed i was scammed from this company in a different new way. I apply for a payday loan but my checking acct number doesnt go through and then it has an option for get a free debit card/account number so the money can post to that account and once you fill out the application for the card, you don't see anything else regarding either of the sites. I am disputing this with my bank.

Sub: #6 posted on Tue, 06/05/2007 - 19:46


I wouldn't think they'd really lend money to an account that was just set up like that. How do they know you will put money in to pay them back? They wouldn't lend in such a risky way . . . . I think there might be a misunderstanding or else this company is really going out and breaking the laws to get their $49.95!

Sub: #7 posted on Wed, 06/06/2007 - 07:08

goudah2424 goudah2424

(Posts: 7935 | Credits: )

I faced the same problem just today. My bank reversed the charges. Your bank is suppose to allow you to dispute any unauthorized withdrawal from your account...My suggestion would be to tell the bank that you did NOT authorize this and you want to dispute it and then open a new account.

Sub: #8 posted on Wed, 06/06/2007 - 12:37


please send me my money

Sub: #9 posted on Thu, 06/14/2007 - 04:43


Please contact
this is a forum for people to discuss debt we have nothing to do with that company nor do we condone their activities!

Sub: #10 posted on Thu, 06/14/2007 - 05:15

Leah Leah

(Posts: 2322 | Credits: )

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