I just receive a call From this "organization" saying I have 3 crimal charges and the police is gonna arrest me at any time, they do not say the nature of the crimes and when I said I will check in the Inrnet he hung on me. Is a subject with a very thick Indian accent, he toll me by my first and last name, the 4 digits of my Social security number, and my address, so I get pretty scare, he call me from 919-285-1163
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.