ok so my pdls are fron illegal lenders do i still need to pay the principal on those. i over paid on 2 but 3 i would still owe. i already closed bank account. also can they take me to court. got call from lambardo. davis, goldburg. said taking to court, and i could loose my job. told me a nurse lost her license and job, and had to pay $5000 fine and fees. sounds crasy. also i been reading that in fl you have file judgement to sue in person. so im told this company is in new york. also what if i dont pay off the 3 pdl that i owe pricipal on what will happen if any thing. this company also told me i signed agreement and pdl was like writing check. how true is all this
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.