Unfortunately, as part of the "application" process I gave these jerks my SS# and DOB as well as address. Once I figured out this was a scam I placed a fraud alert on my credit reports and filed complaints with the FTC.
I know there is a possibility of ID theft. Hopefully the fraud alerts will take care of this. Will the credit bureaus automatically send me copies of my credit reports? I am concerned because these guys had my info for a few several days before actually contacting me to try to scam me. I filled out the applications September 29 and they both contacted me just the beginning of this week.
My question is since I figured it out and didn't send them any money or other info such as checking account information, DL# should I still file a police report?
Also who else do need to report to them too? Just want to cover all my bases and nail these jerks to the wall as much as possible.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.