TOTAL RANT About Fraudulent CC Charges

Doesnt that just suck? All kinds of people are out to scam arent they!

Will yor card holder reverse it if you complain. Or is it paypal. I had an awful time with paypal in the same situation. I was billed for something that was not explained in the "terms" and wound up with a cart full of groceries and no way to pay for them. Paypal said they won't reverse the charges unless the merchant agrees. In other words the crook has to agree to give back the money. I really have sympathy for you SueBeeHoney

I had the same thing happen to me. I ordered a CD for selling on ebay and was charged $49.95 because my "trial period" had ended. Now, when anything says free, I don't get it if I have to put a debit or credit card number.

If it sounds too bood to be true, it is.

I NEVER pay for anything with a credit card unless I am in person. If someone on eBay will not accept a money order, then you need to turn in another direction. M/O are just like cash. If they will only accept a credit card, be prepared for possible fraudulent charges.

tali - sounds like the same scam I was hit with. There was NO trial period mentioned anywhere on this package or the dvd, or on the ad I bought it from. I'll never do that again.

I only use a prepaid debit card, so it is not attached to my bank account or anything like that - and I have a debit card for my paypal account. I pay for everything from Ebay via paypal. Those are the only two "credit"-type cards I have.

Frogpatch - the company is reversing the charges. I called them today, and they told me the charges would be reversed and the money put back on my card. I wanted to be sure they weren't going to try and send me a check, which would take forever.

Sue,glad you got your money back.There are actually better protection with a credit card for this,but I understand anyone not giving that info on ebay.Good luck and make sure you report the incident to ebay's fraud center so they are aware of it.

Thanks, Cajun - I would report it to Ebay, but this company is not related to Ebay in any way - they send out dvd's promoting their software which allows you to host your own photos, etc. instead of using Ebay's services to do that, thus avoiding the fees involved...however, they don't tell you they're going to hit you with $59.95 for a "trial" of their software.

Wow, Sue. I totally sympathize. Is there any way this company could be reported to the BBB for deceptive advertising? That is a total scam.

I plan on doing that, kscornell - I'm SO ticked off at them. It was really funny how the backed off so quickly and offered to immediately refund my money. That says to me that they KNOW they're in the wrong.

Yeah, definately a sleaze fest here!! Go get em!!

Sue got to the following two sites and file on them please:
www.ftc.gov
www.ic3.gov
Hopefully with these complaints the company will either change their policies or be fined for unfair trade practices.

Suebee - you might also want to file a complaint with you web browser provider regarding this company. They advertise on it and the provider should know about this.

Thanks to everyone for the helpful tips - it was kind of a toss-up - who was I more ticked off at - myself, for falling for this ruse, or the company that did it?

As of this morning, the money's not back on my card yet. I'll bet they wait until day 13 of the 14 days allowed to put it back.

Just an update - I got my money back on my card on day 14 of their "7-10, might be 14 days" (per the phone conversation I had with them). I'm glad to get my money back (can't afford losing $60 in one week like that!) and am chalking this one up to a lesson learned.

On a good note, since I have been disputing things on my credit reports left and right, my scores have started going up - just the other day, I received a pre-approved credit card offer in the mail - the first one of those I've seen in YEARS. Granted, it's not a great card, it's got a high annual fee, etc., but it's an indication that my scores are going up enough to trigger an offer - a good thing!

Yeah! Good for you! I am so glad that your credit scores are looking up.

Thanks, Irish! I'm excited to see things working out this way. My plan is to refinance out of the Ch. 13 plan I'm currently in after 12 months - which will be August or September.

According to the lender I'm dealing with, all I need to do is get a few small bills paid off on my credit reports (ones that occurred after the Ch. 13 was filed - medical bills), and get at least one new line of credit opened up and maintain a good rating on it for a couple of months, and I should be able to refinance out of the Ch. 13 and start getting my paycheck back!

YAH SUE Glad to see things looking up for you. Glad you got your money back. KYSIDE38