I was unable to obtain banking information for four months due to personal circumstances. During that period of time my account was hacked and all my money was stolen. The thief transfered funds to his Wachovia account. I am so upset, that was the only money I had for food and housing. This thief used his knowledge of my inability to check into account activity, knowing I would be too late to get the money back. I feel so violated.
Do I have any recourse other than filing a police report?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.