Past the time limit to report fraudulant use of my bank account

I was unable to obtain banking information for four months due to personal circumstances. During that period of time my account was hacked and all my money was stolen. The thief transfered funds to his Wachovia account. I am so upset, that was the only money I had for food and housing. This thief used his knowledge of my inability to check into account activity, knowing I would be too late to get the money back. I feel so violated.

Do I have any recourse other than filing a police report?