Hello, I got a phone call on Monday saying that I owe aprox. $863 for Direct TV, phone and internet and that my services were shut off at my house in Goodyear, AZ. Problem is I do not have these services, live in NJ, and never been to AZ.
Someone got a hold of my social, but spelled my last name wrong and got these services. I filed a police report but they still keep calling! after I gave them the report number. I am beyond freaked out. I am thinking this has to do with my payday loan days as I do not know how else someone could have gotten this info.
The police werent much help, is there anything else i could do?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.