There is a scam going on now,maybe you are aware of it,but I didn't even think about it. It goes like this-You are looking for a job on the computer and go to apply online on an employment application. They are saying alot of these are bogus companies,and you have just give them 2 of the 4 things they need for identity theft,your name,address, date of birth and ss number.Now I knew not to give ss number,etc.,but didn't think about birthdate. Just be sure that when you fill out a job application that you know this is a reputable business,if possible,check them out before you give out any info....Karen
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.