I obtained a Internet payday loan 2 years ago and was only paying interest, well I couldn't afford it any longer and called CMG Group to try a make payment arrangement but they would not, they overdraft my account $300 so I ended up closing account. Now 2 years later I receive a call from a lady saying she was process officer from the city I live in saying I was about to be picked up for fraud and that I can call 855-509-5716 to see what the charge is. When I called they answered Imperial legal payment processing they told me that I owe $700 for a $300 payday loan I told them I'm willing to make arrangement since I know I did obtain loan they went down to $500 since I haven't gone to court and $200 was for court cost but they would only take a credit card for payment. These people knew all my personal information like my social security number, that I had file chapter 13 my place of employment. I told them I didn't have a credit card he told me they have a system that shows I have a Visa which I did it was a prepaid and I admitted and even gave them the number but no money on the card . I was actually thinking about making arrangement but something just don't add up I think it's a scam but how they knew all my info including thy I owe that check. I don't want to have afraid charge on my record, will lose my job. How can I find out if they are scamming me. I goggle the company name and telephone there is know record except the telephone is from North America I have tried to reach CMG for 2 days keep getting the same recording. Any advice. Sorry for the long letter.
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