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Debt Consolidation Forums Identity theft - scams and security forums

C'Mon Man

Date: Fri, 12/31/2010 10:29
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The toll-free number for northstar is 888-820-0963. I received a call looking for another guy with my same last and first name but they refused to tell me what they did. How can I file a real complaint with this about this company to someone who can do something?




If someone has used your name then I would be more concerned about ID theft. You probably should check your latest credit report to make sure it is clean. The next step to take is demand they not call you because it is not the right person and follow up with a CD letter if necessary. Finally, you could file complaints with various agencies including your state AG and the FTC. I believe Northstar is a known bottom feeder and they might be off-shore. I am not sure the complaints will make much of an impact with them but it certainly does not hurt to file. Your case will be stronger if you have proof of receipt of registered mail that contained the CD letter.

Sub: #1 posted on Fri, 12/31/2010 - 10:39

DOLLARSandSINCE DOLLARSandSINCE
Moderators Cum Industry Expert
(Posts: 1078 | Credits: )

Hi!
Welcome to the forums!
If you are not the person they are trying to reach, then tell them to not call you again. When they call you again, ask them who they are. Don't divulge any information if they don't reveal their identity. The reason is, they may be scammers trying to collect information about you. I think you got a call from collection agency. According to the FDCPA Act, the collection agencies can contact a third party once when they are unable to communicate with the debtor. Explain clearly that you are not the person with whom they are trying to communicate with. If they still contact you, then take legal action against them.

Sub: #2 posted on Fri, 12/31/2010 - 22:49

Good Nelly Good Nelly
Industry Expert
(Posts: 2825 | Credits: )

Quote:
According to the FDCPA Act, the collection agencies can contact a third party once when they are unable to communicate with the debtor.

They may only contact a third party in order to locate the debtor. Under no other circumstances should they try contacting a third party, they don't even have the right to share any debt-related information with the third party. Initially, you may ask them to take your name off their calling-list as well as their mailing-list.

Sub: #3 posted on Thu, 01/06/2011 - 05:09

Unregistered


PEOPLE....Northstar has done NOTHING WRONG!!! They are skiptracing for someone by the same name...this is normal business practices. Plus they did not disclose the nature of their business which is the way the call should occur.

To the OP....you cannot file a complaint. The CA did nothing wrong. If they call back again, then maybe you will have a violationl.

Nelly...again....you cannot TELL a CA verbally not to call. Per the FDCPA it has to be done in writing.

Sub: #4 posted on Thu, 01/06/2011 - 05:31

SOAPLADY SOAPLADY
Moderators Cum Industry Expert
(Posts: 17288 | Credits: )

They called looking for my brother who just inhereted a very large sum of money trying to collect. Problem is, I'm the custodian of the money. Maybe they know this and it would explain the phone call, but they just called a pro at dodging collection agencies. I'll open a savings account in my name and give my brother the access codes, they'll never see a dime of it. They actually had the nerve to ask me for his phone number. How stupid do they think we are?

A piece of advice. Anyone calls trying to locate someone just tell them they've passed away. NEVER give out a number!

Sub: #5 posted on Fri, 04/08/2011 - 12:51

Unregistered


Quote:
Nelly...again....you cannot TELL a CA verbally not to call. Per the FDCPA it has to be done in writing.
Soaplady, can you show me a website where it is written that the consumers can't tell a collection agency verbally not to call?

Sub: #6 posted on Fri, 04/08/2011 - 21:04

Good Nelly Good Nelly
Industry Expert
(Posts: 2825 | Credits: )

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