What can you do to make sure that you are giving your information, t the correct person, and if they are from the Vital Recovery, because there number is repeated in the caller ID and the name of the company is not showing. Reason for being so skeptical, is because I have got so many calls from Jamayka, trying to get money, from me and others take gave me a number and then the number was discontinued. Just scarred because we are not talking about my debt, but my mothers.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.