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After checking my credit report recently, I found that my wife has taken out a new credit card using my confidential information. The card has been opened in my name. I have not applied for the credit card and don't live with my wife. What should I do now?




It is really unfortunate to know that your wife has misused your confidential information in this manner. Anyway, now that the account has been opened in your name, you can repay the bill and close the account. You may also freeze your credit report (by paying a fee) after the account has been closed.

Sub: #1 posted on Fri, 04/01/2011 - 00:40

Good Nelly Good Nelly
Industry Expert
(Posts: 2800 | Credits: )

As the credit card has been taken out in your name, you should immediately contact the authorities and cancel your card. If she mis-uses your credit card, you'll become responsible for it.

Sub: #2 posted on Fri, 04/01/2011 - 00:44

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If she mis-uses your credit card, you'll become responsible for it.

This is quite true. You might find yourself under a huge debt burden if she continues to use it like this.

Sub: #3 posted on Fri, 04/15/2011 - 02:13

Jeorge Preston Jeorge Preston

(Posts: 180 | Credits: )

Paying the debt is BAD ADVICE. Making a payment is basically stating "this debt is mine." You need to call the creditor, file a fraud report with the credit bureaus and file a police report for identity theft.

Sub: #4 posted on Fri, 04/15/2011 - 06:29

OhioGal1 OhioGal1
Moderators Cum Industry Expert
(Posts: 5253 | Credits: )

right on target ohiogal.this is IDTHEFT pure and simple.it should be treated as such as well.

Sub: #5 posted on Fri, 04/15/2011 - 06:55

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15514 | Credits: )

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