I'm hoping you can all help me. I recently had my purse stolen and of course, all cards were in it. I also had blank checks inside. I haven't seen any unauthorized activity on the account, but as I was reading thru other threads here, I noticed many have been ripped off for around $50 from someone not authorized to do so. To complicate matters I have several stupid payday loans. If I close my account I may be prosecuted under Texas laws for failing to pay these places.
Does anyone have any suggestions? I received some good advice on the pdl forum, but wanted to get advice on this as well.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.