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Okay, here's a scenario for you...

Submitted by Bowen29 on Mon, 01/23/2006 - 14:00
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A friend of mine is suffering the effects of identity theft. Her son's girlfriend stole her ssn and has been opening accounts, cell phones, even utilities in my friend's name. She's being swamped by companies taking ACH debits from her account and leaving her strapped for cash between paydays, and she has even had to delay paying her own utilities because of this.

I advised her to check out this forum, which she says she'll do, but since she has no computer at home, I thought I'd ask too.

I told her to file a police report about this, change her SSN and her bank. She said she checked into changing her SSN, and was told that they could do it if she files a police report, but that it might affect her ability to collect social security when she retires. Is this right? Also, she checked into changing her account number, but she was told that as long as these people have her SSN they can find her new account and start making withdrawals again. Finally, she's afraid to make a police report because she can't prove who did this to her, and because her son is still with this girl (the girl is the mother of his child) and she's afraid that if charges are brought against the girl, that her son will be the one who suffers financially. Can anybody help me out with information for her?

Thanks!


If she knows for sure who done it, press charges. Why would she want to have to pay for things she didn't charge? It was a long battle getting my husbands number changed. SS told us that it may effect his ss benefits, but it was worth changing the number because now we have peace of mind that no one has his ss#. She also needs to close her account asap to stop the ach withdrawls. Don't get me wrong I understand she is caught between a rock and a hard place. But what she is going to endure down the road will be hell.


Submitted by Not so Lucky on Mon, 01/23/2006 - 14:15

Not so Lucky

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