Okay, here's a scenario for you...

Date: Mon, 01/23/2006 - 14:00

Submitted by Bowen29
on Mon, 01/23/2006 - 14:00

Posts: 42 Credits: [Donate]

Total Replies: 5

A friend of mine is suffering the effects of identity theft. Her son's girlfriend stole her ssn and has been opening accounts, cell phones, even utilities in my friend's name. She's being swamped by companies taking ACH debits from her account and leaving her strapped for cash between paydays, and she has even had to delay paying her own utilities because of this.

I advised her to check out this forum, which she says she'll do, but since she has no computer at home, I thought I'd ask too.

I told her to file a police report about this, change her SSN and her bank. She said she checked into changing her SSN, and was told that they could do it if she files a police report, but that it might affect her ability to collect social security when she retires. Is this right? Also, she checked into changing her account number, but she was told that as long as these people have her SSN they can find her new account and start making withdrawals again. Finally, she's afraid to make a police report because she can't prove who did this to her, and because her son is still with this girl (the girl is the mother of his child) and she's afraid that if charges are brought against the girl, that her son will be the one who suffers financially. Can anybody help me out with information for her?

Thanks!

If she knows for sure who done it, press charges. Why would she

If she knows for sure who done it, press charges. Why would she want to have to pay for things she didn't charge? It was a long battle getting my husbands number changed. SS told us that it may effect his ss benefits, but it was worth changing the number because now we have peace of mind that no one has his ss#. She also needs to close her account asap to stop the ach withdrawls. Don't get me wrong I understand she is caught between a rock and a hard place. But what she is going to endure down the road will be hell.

lrhall41

Submitted by Not so Lucky on Mon, 01/23/2006 - 14:15

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Adding further to what mom of twins suggested, if your friend do

Adding further to what mom of twins suggested, if your friend does not take any legal steps further, this fraud will continue and she will have to pay her son's gf malicious expenses.

lrhall41

Submitted by john on Mon, 01/23/2006 - 14:45

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This is what I've been telling her. I've been trying to tell he

This is what I've been telling her. I've been trying to tell her that the girl will never stop until there are consequences for her actions. But she keeps saying that her son will wind up paying because that girl doesn't work.

lrhall41

Submitted by Bowen29 on Mon, 01/23/2006 - 15:10

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Though, now this is entirely a personal issue, your friend and h

Though, now this is entirely a personal issue, your friend and her son can imagine the future from this point. Whatever can be suggested in legal terms are in front of you, but it is ultimately both of them that need to take decisions.

lrhall41

Submitted by john on Mon, 01/23/2006 - 16:48

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You know, some are there who like to be battered. You cannot hel

You know, some are there who like to be battered. You cannot help them any way. If your friend does never stand strong, none can help her.

It seems you are a true friend one could expect. Thanks for joining this forum; I'm sure you will be very much supportive to all of us.

lrhall41

Submitted by stanley on Mon, 01/23/2006 - 17:11

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