wagatail1969, thanks for your encouragement

Wagatail, I needed some encouraging words....I had a melt down today....Those seem to be happening on a daily basis anymore...The husband came home to find me in tears...Cash Call called, LORD, they are mean.....I had myself in a tizzy! I was working a paper and pen like there was no tomorrow, trying to "figure out" how to get them a payment, so they would just stop calling. My dear husband, scooped me up and told me to breath....He said, we are going with T & C, that's the only thing we can do right now, there is no easy way out of this....After a good cry and realizing he was right I got on with my life. Right after I went back and read your posts!! THANK YOU, please keep them coming. Reny:)