July was a bad month for me and my boyfriend. We didnt pay any bills and were hit with 1225 in overdraft fees from my bank. We are now past due with all our bills. Im overwhelmed and dont know where to start. My rent check for august was returned and i have to provide a certified check to the landlord today plus a 50 dollar fee. I have that money bc we got paid today. But I need to know what bills to pay first and what to do. I am very afriad because i have been trying to rebuild my credit and I dont want this month of bad jdgement/bad luck to screw me !
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.